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Accounts & Services
  • On-Call Savings Account
  • Funeral Savings Account
  • Interest Rates
  • Resident Withholding Tax


On-Call Savings Accounts

Your money earns the current on-call rate of interest, which is calculated on a daily basis and credited to the account quarterly on the 31st March, 30th June, 30th September and 31st of December.  There is no minimum investment required as the CDF pays interest on all balances.

You can deposit in person, set up an automatic payment or deposit by electronic transfer.  Withdrawals can by made in person, post or fax and can be paid by cheque or electronic transfer.

There are NO fees or bank charges on CDF accounts.

Statements are issued quarterly or on request.

Your contribution makes a real difference to your church.


Funeral Savings account

Many people wish to put money aside for their funeral, but do not want to obligate themselves to a particular funeral director or funeral plan.

The CDF Funeral Savings Account provides real benefits and ensures that all monies are directed to your estate for funeral related expenses.  It can relieve unnecessary stress at a difficult and painful time, as well as helping to ensure that your wishes will be carried out, giving peace of mind to you and your family.

A CDF Funeral Savings Account allows you to invest a single lump sum, or add smaller amounts as your financial circumstances permit.  Funeral Savings Accounts are exempt from asset testing for residential care subsidy up to $10,000 per person.

Upon death, all accumulated interest and capital is directed to your estate to cover the costs of your funeral.  Any surplus funds form part of your estate.

You will be charged NO account fees.



Interest


 

Interest Rates

On-Call Savings Account:                     3% up to $100,000

                                                                      4% over $100,000


 

Funeral Savings Account:                     3% up to $100,000

                                                                       4% over $100,000



Resident Withholding Tax

Resident Withholding Tax on interest earned will be deducted at the account holder’s elected rate.  A Deduction Certificate will be sent out just after the 31st of March each year.



Documents
 TitleModified DateSize (Kb)
CDF Investment Application4/24/2007124.65
CDF Deposit4/24/200780.59
CDF Withdrawal4/24/200778.84
CDF Funeral Fund Application4/24/2007184.47
CDF Parish details update4/24/200750.47
CDF Client details update4/24/200743.80